Commercial insurance safeguards your business against the risks you can’t afford to ignore. Every company operates differently, faces different exposures, and requires tailored protection to stay resilient in an uncertain world.
Ensure your business is comprehensively protected by speaking with cheapest insurance premiums. Our expert advisors compare leading insurers to secure the most competitive commercial insurance solution, perfectly aligned with your business’s size, sector, and risk profile.
Commercial insurance provides essential financial protection for your business against a wide range of operational risks, helping you trade with confidence and continuity.
Protects your business financially if you are found legally liable for injury to a third party or damage to their property as a result of your business activities.
Provides financial cover if a product you have sold, supplied, repaired, altered, or manufactured causes injury, death, or property damage due to a defect.
Safeguards your business if an employee suffers injury or illness arising from their work, and you are held responsible.
Specialist cover for commercial properties held for investment or income generation, protecting against risks such as fire, flood, theft, and structural damage.
Provides financial protection if your business is unable to operate following an insured event, helping to replace lost income and maintain cash flow.
Protects your business against financial loss resulting from theft, fraud, or dishonesty — whether by employees or third parties.
Covers your business and employees when driving company-owned or leased vehicles, ensuring continuity and compliance across your fleet.
Safeguards businesses and professionals who provide advice or services, offering protection against claims arising from errors, omissions, or negligence that result in client financial loss.
Provides financial security if a key individual within your business dies or suffers a serious illness, helping to stabilise operations and protect future growth.
A sole trader is someone who is self- employed operating their own business which they own. If you are a sole-trader it is important that you protect yourself from the risks associated with being self-employed.
Hospitality insurance is a form of business insurance which offers specific cover for the risks involved in running a hospitality business and which is tailored to your individual needs.
Gym insurance or insurance for personal trainers, exercise professionals, and fitness instructors will protect that business from unforeseen events that can have financial and legal consequences.
As with all forms of business insurance, professional services insurance is purchased as a tailored package of insurance types that are appropriate to your specific business or service.
If you have a shop or are thinking about a new retail business venture, you may be wondering about insurance. Shop insurance or retail insurance is a type of business insurance specific to a shop or retail business.
Serving food and drink to customers can mean that your business is open to a variety of unexpected events and you will need to protect your business, your staff, and your equipment.
Some types of business insurance are legally required, such as employer’s liability insurance if you have staff, and motor insurance if you use vehicles for commercial purposes. Other policies like public liability and professional indemnity insurance are optional, but highly recommended.
Costs vary depending on the type of business, coverage required, turnover, number of employees, and risk factors. A small business might pay as little as €300-€500 per year for basic cover, while larger businesses or high-risk industries may pay significantly more.
Yes, you can get business insurance before the company is registered and even before you have started trading.
Yes you can get excess on business insurance. Excess (also known as a deductible) is the amount of money that your business agrees to pay out of pocket towards a claim before the insurer pays the rest. EG: If your business suffers a robbery and the total claim is €5,000, If your policy has an excess of €500, the insurer will only pay €4,500. The business will cover €500.
No, unless there are special circumstances, you are not legally required to have any business insurance. Depending on the nature of your business you are recommended to have suitable insurance to protect against the unexpected. EG: If you are selling a product, product liability insurance will cover you in the event of a lawsuit because of a product malfunction.
Essentially any property you can make money from owning can be covered. Rental homes, Office buildings, warehouses, hotels, retail stores and hospitality locations are just a few examples. Vacant properties that are set to be sold can also be insured.
Take our 90-second online assessment and get the best business insurance quotes on the market. Our vetted business insurance partners are regulated by the Central Bank of Ireland and will outline the various options available to you.