Travel Insurance

Protects you against medical costs

Financial security

Travel Insurance

Travel insurance covers you for unforeseen events

Travel insurance helps protect you if something unexpected happens while you are travelling. It can cover things like cancelled or cut-short trips, delayed or missed flights, and lost or stolen belongings. It may also help if your passport or luggage is lost or delayed. Travel insurance can also provide cover for emergency medical treatment if you or someone travelling with you becomes ill or has an accident while abroad.

Travel Insurance Protection

Holiday Peace of Mind

Company information

Types of Travel Insurance

Single Trip Travel Insurance

Covers one trip to a single destination, usually for up to 30 days. This is a common choice for short holidays.

Annual or Multi-Trip Travel Insurance

Covers multiple trips within a year. Each trip is usually limited in length, depending on the policy you choose.

Backpacking Travel Insurance

Designed for travellers visiting multiple destinations. It can cover longer trips and extended stays abroad.

Over 70’s Travel Insurance

Travel insurance created for people aged 70 and over, helping to cover medical costs and travel needs while abroad.

What does travel insurance cover?

Most travel insurance policies include cover if you need to cancel your trip or cut it short. They can also help if your baggage is lost or delayed, or if your money or personal belongings are stolen while you are abroad. Travel insurance usually includes cover for medical emergencies, accidents, and the cost of returning home if needed. Some also offer personal accident and liability cover. Many travel insurance policies now include COVID-19 cover. This may help if you need to cancel or shorten your trip due to a COVID-19 diagnosis. However, cover does not usually apply to travel restrictions or cancellations caused by government rules. The level of cover can vary depending on the policy you choose. Medical emergency cover limits can differ, so it’s important to check what level of protection suits your travel plans. Most insurers also offer a 24-hour support helpline, giving you access to assistance and advice while you are travelling.

Some travel insurance policies include extra benefits, such as car hire excess cover or help if your accommodation becomes unfit to stay in.

Many policies offer personal liability cover, often with protection of up to €1–2 million, depending on the plan.

Backpacker travel insurance is designed for longer trips and can cover travel for up to 12 months, usually including medical emergencies, travel delays, and cover for lost belongings.

Some backpacker policies may also help if you need to return home early due to an unexpected event.

How Cheapest Insurance Premiums Works

We help make insurance comparison simple, so you can find cover that suits your needs.

1. Choose Your Insurance Type

Select the type of insurance you want a quote for, such as home, health, or travel insurance.

2. Complete the Online Form

Answer a few simple questions to help us understand your insurance needs.

3. Get a Free Quote Consultation

Speak with a regulated insurance advisor who will guide you through your options and answer any questions.

Winter Sports Cover

Winter sports cover helps protect you while taking part in activities such as skiing or snowboarding. This type of cover is usually added to a travel insurance policy for an extra cost.

Some policies include cover for a range of winter sports, while others require it to be added separately, so it’s important to check what’s included before you travel.

Student Travel Insurance

Student travel insurance is designed for young travellers aged 18 to 22. Students can often be included on a family travel insurance policy for short trips. For longer journeys, backpacker travel insurance is a popular choice, as it offers cover for extended travel and multiple destinations.

How much is travel insurance?

The cost of travel insurance can vary based on factors such as your age, destination, trip length, and the type of cover you choose.
Example 1: Backpacker Travel Insurance
A 20-year-old backpacker travelling to Australia or New Zealand for a year may pay around €200–€250, without winter sports cover.
Example 2: Single Trip Travel Insurance (Over 70s)
A traveller aged 70 or over taking a short trip to the UK may pay around €60–€70, depending on health cover.
Example 3: Family Travel Insurance:
A family of four travelling worldwide, including the USA or Canada, may expect to pay around €400, based on the level of cover selected.
Prices can differ between policies, so comparing options can help you find travel insurance that suits your needs and budget.

Tailored Travel Insurance Quotes

We are Ireland’s first impartial insurance comparison website.

Benefits of Travel Insurance

Peace of Mind

Travel insurance helps you relax and enjoy your trip, knowing you have support if something unexpected happens. It can help if you need to cancel your holiday due to illness or an accident.

Cover Medical Expenses

If you need medical treatment while travelling, travel insurance can help cover the costs. It may also support you if your travel plans change due to delays or cancellations.

Protect Against Theft

Travel insurance can help if your belongings or money are lost or stolen while you’re away. Many policies also include personal liability cover for added protection.

Factors that affect the price of travel insurance:

Trip Duration

Longer trips usually cost more to insure than short holidays.

Location

Travel within Europe is often cheaper to insure than trips to the USA or Canada. Some destinations may cost more due to local risks.

Age & Health

Your age and any existing medical conditions can affect the price and level of cover available.

Who you are travelling with?

Family policies usually cost more, especially if older family members are included.

Sports

Activities like skiing or snowboarding usually need extra cover and can increase the price.

Private Health Insurance

If you already have private health insurance, your travel insurance may cost less.

Not All Insurance Costs the Same

Choose your insurance type, complete a short assessment, and speak with a Central Bank regulated insurance advisors.