Helps support you financially if you are injured or need hospital care because of an accident
Helps cover the cost of medical treatment if you become ill and need healthcare services.
Provides health cover for your family, helping with medical and hospital expenses.
Helps pay for unexpected dental treatment and related costs.
A waiting period is the amount of time you may need to wait after taking out a health insurance policy before you can make a claim. In Ireland, waiting periods can be up to 26 weeks, and in some cases may be longer if a condition existed before the policy started.
The price of health insurance depends on the type of cover you choose. Many plans start from around a few hundred euros per year, while more comprehensive policies can cost over €2,000 annually.
In many cases, health insurance does not provide immediate cover for pre-existing conditions. Cover may only apply after a waiting period, depending on the policy and the condition.
Not all health insurance plans include GP visits. However, some policies do offer cover for GP appointments, including online or virtual GP services.
Yes, having a medical card does not stop you from taking out health insurance. If you need hospital treatment, you can choose whether to be treated as a public patient or a private patient, depending on your cover.
Lifetime community rating means the cost of health insurance can increase if you take out a policy for the first time at an older age. In Ireland, the price generally rises each year after age 35, encouraging people to get health insurance earlier
Answer a few quick questions and explore health insurance options that suit your needs. Our trusted partners are regulated by the Central Bank of Ireland and will help you understand the cover choices available.
