Home insurance protects your home and its belongings against damage in the event of unforeseen circumstances.
Repairs to your home and replacing your home’s contents can be costly, so it is extremely important to be fully covered in the event of unexpected losses and damages.
Speak to cheapest insurance premiums today to receive the best home insurance cover on the Irish market.
Offers financial protection for the unexpected expense of rebuilding the structure of your home if it is damaged.
Covers up to the sum assured for the personal property which you have within your home, should it be damaged or destroyed in an insured event.
Home insurance that covers your personal possessions within your home is typically referred to as contents insurance, as distinct from buildings insurance which protects the structure and permanent fixtures and fittings of the building.
Contents insurance offers financial protection should your personal possessions within your home be damaged or destroyed, or lost in a fire, storm, or as a result of a break in.
No, home insurance is not a legal requirement but may be required by a lender when taking out a mortgage.
Yes, your insurance company will pay out if you are out of pocket due to bad weather, erosion or any other natural disasters.
This depends on several factors, including the rebuild cost of your home, the value of your contents, and potential liability risks.
Yes, this is called renter’s insurance or contents-only insurance rather than full home insurance. Since you don’t own the building, you don’t need buildings insurance.
Under contents insurance your mobile phone may be covered for damages in the home. For cover outside the home you may be able to be protected by selecting ‘personal belongings’ cover.
This means different things for building and content cover. For building insurance it covers any fixed element of the home, e.g. breaking the kitchen sink. For contents insurance, it covers anything that is not portable, e.g. breaking a TV.
Take our 90-second online assessment and get the best home insurance quotes on the market. Our vetted home insurance partners are regulated by the Central Bank of Ireland and will outline the various options available to you.